The aim of the plan is to accumulate sufficient capital, with regular payments, so that, at the desired retirement age, you can build up your own individual supplementary pension.
A characteristic feature of the design is its extreme flexibility, which allows you to personalise the design by adapting it to the conditions that suit you best.
In particular, the “Altius Pension Options” insurance investment plan is linked to Internal Variable Investment Funds managed by the Company on your behalf.
Accidental death cover is offered with a simple risk acceptance procedure.
The plan falls under the Life insurance sector and is asset-linked – i.e. it is unit-linked.
It addresses:
People up to 75 years of age at the start of the plan.
It offers:
Your own Private Pension Plan with interchangeability rights such as:
The possibility to set the year you want your pension to start, and to change it.
The ability to specify the duration of your pension and modify it.
The possibility to set the amount of your monthly pension and vary it.
The ability to choose your investment profile and diversify it, both during the savings period and after the benefits start being paid.
Incorporate automatic indexation into your regular payments and your pension, to protect the purchasing power of your private pension from inflation.
Complete the coverages with:
- Life insurance.
- Permanent total disability.
- Insurance against serious illnesses.
- Premium waiver in case you are unable to pay the premium, etc.
- Diversify the basic insurance cover for accidental death.
Indicative Premium:
Minimum monthly premium from €50 incl. of the fixed fee.
