HOSPITAL OVERCOVER – STANDARD

HOSPITAL OVERCAPACITY - STANDARD

Health coverage without geographical limitations

With Altius Over-the-Counter Hospitalization plans, you get comprehensive health coverage when you need it, when you need it, without geographical restrictions.

TABLE OF BENEFITS	STANDARD – BASIC ENDOCRINE	STANDARD – BENEFIT 1 – OUTPATIENT

Total annual limit	200.000	2,000
Limit per incident	50,000	1,000
Coverage zone (Worldwide excluding USA, Canada, Hong Kong and Switzerland)
Contracted nursing homes/doctors in Cyprus	100%	80%
Non-contracted hospitals/doctors in Cyprus	80%	80%
Non-contracted doctors in Cyprus	80%	80%
Outside Cyprus within the coverage area	100%	80%
Outside Cyprus outside the coverage area – maximum amount	100%	80%
First diagnostic and treatment costs for chronic conditions
Emergency medical assistance services
2nd medical opinion service
Maximum period of continuous residence abroad	3 months	3 Months
Repatriation of remains (up to)	6,000
Ambulance expenses per incident	300	300
Maximum daily allowance in case of free medical treatment with a maximum period (60 days)	200
Burial costs	4,000
Room costs in Cyprus(€)	DICLINO
Room costs in Cyprus – intensive care (€)	400
Room costs abroad (€)	400
Intensive treatment room costs abroad (€)	600
Routine diagnostic tests, urinalysis, haematology, biochemistry at contracted chemistry/medical centres of the company, electrocardiogram for adult members only at contracted cardiologists.	120
2nd medical opinion service
Physiotherapy expenses – maximum amount per year	500	350
Expenses for alternative medicine & paramedical professions maximum annual amount	300	200
Dental expenses due to an accident	500
Pregnancy and/or childbirth benefit
Coverage of chemotherapy/radiotherapy for cancer without prior inpatient treatment within the basic coverage